Forgiveness – Philosophy or Science

Forgiveness is a wonderful act. Mystics, Saints and spiritual teachings all extol its merits. Instinctively, we all know at our core that forgiveness is a positive expression of spiritual living, but is forgiveness simply a nice philosophy to live by or does it hold some greater value, value underscoring a necessity, not preference, of its expression?

Forgiveness means to for-give, i.e., to pardon, to cease to hold resentment, to cancel a debt. In other words, to forgive is to let go and not cling. We forgive others when they do us wrong because we want others to forgive us when we do them wrong. It’s the Golden Rule: Do unto others as you would have them do unto you.

We also forgive because, in truth, we are the ones most negatively affected by the negative energy we cling to when we don’t forgive. As Saint Dariya of Bihar states, The sower of the poison cannot but be engulfed in the poison. In other words, “what we sow, we reap,” and “what goes around, comes around” – phrases depicting karma (the law of action and reaction). We all know, perhaps have even uttered, this sowing and reaping phrase, but do we actually live by it? Do we believe it? If we truly lived it, would we do the things we often do?

The Karma/Reincarnation Connection

High level mystic teachings inform us that reincarnation is a reality of life. Says Saint Sawan Singh: The principle of reincarnation is a fact. It is part of the Creator’s scheme. And here’s the critical rub: since what we sow, we reap, and since reincarnation is a fact of existence, then if we cling to another by holding on to resentments, then we are insuring a negative connection to that person which will bind us to him in the future. Being bound to him, we will have to meet him again in some future life to balance the karmic books. However, if we forgive him for whatever the act, then we let him go and release ourselves from having to be involved with him in some future time. We can then be free to keep climbing spiritually instead of being weighted down by the attachment we created by not letting go, i.e., not forgiving. Therefore, forgiveness progresses from being a nice philosophy to a law of life. In a nutshell, forgiveness frees us. By not forgiving, we remain attached to the perpetrator, enslaved energetically by the relationship and thereby deny our own spiritual freedom.

Frankly, is it not true that if we do not forgive those who do us harm, then we become like them? Were this to happen, who would be in control, they or us? By not responding negatively to a negative act, we keep ourselves from being controlled by an outside force. If we do not react negatively to negative attacks but remain centered within ourselves, we remain in control, in charge of who and what we are. By this action of self-control, we plant virtuous, not poisonous, seeds. Thus, we cannot become engulfed by the poison we sowed, as Saint Dariya declares.


In summation, forgiveness is a spiritual law of liberation, not simply a pleasant formality or platitude. By not forgiving, we become chained. By forgiving, we become free. Therefore, non-forgiveness equates to slavery; forgiveness to freedom. In consideration of this knowledge, what will each of us choose the next time we are tested with situations involving forgiveness? Will we choose to forgive and be free, or will we choose not to forgive and become enslaved? Wisdom… and love… will dictate the answer.

Landlords: What Is Your Pricing Philosophy, And Why?

Many people realize, investing in real estate, if done, in a prepared, knowledgable, realistic way, is an important component, in their overall investment portfolio. However, it also requires, instead of being greedy, a smart landlord/ investor, must fully examine, and delve deeply/ discover, a pricing philosophy/ policy, which maximizes the potential return, in a reasonable, rationale, pragmatic manner. There are many considerations, to consider, but, rather, than proceed, either focused on greed, or a degree of laziness, doesn’t it make sense, to proceed, with a logical policy, which will best serve, your best interests? With that in mind, this article will attempt to briefly, consider, examine, review, and discuss, some of the central considerations, etc.

1. How many similar properties do you own, in the area? When asked why, so many landlords, refuse to reduce their rents, in order to attract tenants (especially, when it comes to storefronts, and office space), the response is often, because they don’t want to limit the continuous expansion, in pricing, of rents, into the future! However, from a mathematical, logical perspective, let’s evaluate, what the impact, of every month’s vacancy, means, and how long it might take, to recoup, these losses. For example, let’s assume the asking rental price is $4,000 per month, for a specific storefront. A prospective tenant has offered $3,750, and the landlord refuses to nudge. The difference, of $250 per month, would take 16 months, at the higher rent, to come out equal. If it takes three months to rent, at the higher year, it will require 3 years, to break – even! Does that make sense? Even if it did, it would only make sense, for someone who owns many units, in the specific area!

2. Renting in a two – to – six unit building: If you are investing in a two – to – six unit, residential building, what should be your priority? Should you, merely, focus, on getting the highest rents, in the area, or would you be better served, by finding highest quality tenants, who, if they are satisfied, may stay, for a longer period. Every time, you need to find a new tenant, there is another expense, which you do not encounter, when you maintain your existing tenants. I always strive, to impose realistic rents, from well – qualified tenants, and have been fortunate, enough, to maintain tenants, far longer, than nearly all other similar places, in the area.

What is your pricing philosophy, and policy? Can you afford an extended period, of vacancy? How much have you put aside, for reserves? Can your cash flow, afford it? Does it make sense, in relation, to how long, it takes to make up, the loss?

What Are Winners, And Losers?

My boss at Muticon (Constructions) gave me the following to read. It is a short but extraordinary summation what a winner and loser is in life.

The WINNER always comes up with a SOLUTION.

The LOSER always comes up with a PROBLEM.

The WINNER has a PLAN.

The LOSER has an EXCUSE.

The WINNER says, “I’LL DO IT”.


The WINNER finds a solution to the problem.

The LOSER finds a problem with the solution.


The LOSER says “IT’S Difficult”.

I wrote the following about the above in return:

There are other qualities to this loser. What are they and how can you know them?

The Winner is the doer, while the Loser is a stopper.

The Winner is the person creating while the Loser is the person destroying.

What is the real difference between these two people?

The winner wants to succeed, wants life to succeed. He is trying to win for himself, his family and his friends and groups that he belongs to. The winner has an urge for all to succeed.

The loser on the other hand is trying to stop, to destroy, to take the life out of those he or she opposes. The loser has an urge for others and self to succumb. Each time the loser attempts to stop another’s ideas or solution, he is trying to drive that person into losing, stopping, and succumbing.

Why does a loser do this? It is because he has a fanciful idea that the person he is trying to make succumb would turn on the loser should that winner succeed.

So when you see someone stopping another’s impulse to win; impulse to expand, drive himself or his organisation upwards, know who these losers are and what they are trying to do. Here is the marriage breaker, the group destroyer. Society is littered with broken individuals, broken marriages and broken businesses. Even nations can be broken. There is no rule that such people cannot rise to heights of power. Look at Hitler, to name just one, and the broken countries he left behind.

Around such a loser people can and will get upset. It looks like the upset person is the dangerous one. But in reality it is the loser, stopper, destroyer who drove the person to be upset who needs to be singled out from the rest of the group. For a group to survive and survive well it needs to be rid of all losers, stoppers and destroyers.

Such losers are also behind instigating whispering campaigns. They speak to people about others in derogatory tones, innuendos that are meant to degrade their target. But they lack courage. And because they lack courage they will speak of their target in bad ways to others, even in clandestine after-hours meetings, to get others more powerful than they are to stop their target.

The natural impulse is to win, to do, and to create. We are born with this impulse and have it through childhood. But a person who is overwhelmed by stoppers, destroyers and losers will become one. And that is what the loser is trying to do, make you like them. The loser wants to bring out in you the same impulse to stop, destroy and lose.

The loser could likely even want you dead, but social restrictions render him incapable of doing so. Momentary crimes of passion can often have a loser, stopper and destroyer somewhere in the background. Suicide is often – but not always – indicative of a person with a loser/stopper/destroyer active around the victim.

The winner and loser phenomena are actually representing a person on a scale of life. At one end of the scale we have the winner. The person has won, is doing or creating. At the other end we have the loser, and he has lost, been destroyed, and succumbed.

Every person is on this scale. No one can avoid it. The stopper at least still has enough ability to stop another, to destroy another. He or she has not totally succumbed themselves yet. But each person he stops and destroys drags him further down the chute to eventually having lost himself.

So what can a winner do when he meets a loser? He can steer clear of the loser and remove the loser from the winner’s environment. And he can surround himself with other winners.

What can a person do who finds himself occasionally slipping down the scale of losing, of stopping, of destroying? Know that you have other losers around you. Bring yourself up the scale by removing them from your environment, or simply by deciding you are not going to slip down again.

So when you see something taking longer than usual, things are often overdue, have a look around you and see if you can spot the loser, stopper, destroyer.

I hope this helps another who reads this.